Spirakis & Haar, PA provides retail and commercial collections for national and international companies, local businesses and individuals! Spirakis & Haar serves the eastern coast of North Carolina including Charlotte, Winston-Salem, Greensboro and Raliegh, and, through its affiliates, can provide out of state and International collection services world wide.

Our experience includes collecting money owed relating to credit cards, secured & unsecured notes (personal and business), student loans, collections from decendents estates, automotive deficiencies, real estate, medical billing and liens, insurance premiums, insurance subrogation, communication/mixed media, advertising, entertainment, clothing- apparel, factors, jewelry, transportation, shipper and carrier actions, bills of lading, construction supplies, machinery and heavy equipment.

Our fees are typically based upon a contingency with a non-contingent suit fee, depending upon the nature of the matter, who the debtor is (i.e. individual, partnership, corporation), type of claim, amount, and number of matters being placed.

Collection Process

Once our client places their matters with us, the collection process begins with demands including letters, as well as a personal telephone conversation with the debtor. Spirakis & Haar follows and complies with all state and federal laws in carrying out our collection responsibilities including adhering to the Fair Debt Collection Practices Act (FDCPA). Our firm will make a final demand for the entire balance due.

Spirakis & Haar provides clients with complete litigation services in both State and Federal courts. We handle all phases of the litigation process (e.g. discovery, trial and securing judgment) and will work executions of your judgment.

Feel free to contact David Haar with any questions you might have .